Warm cities

5 Real Estate Strategies That Work at 6.5–7.5% Rates: DSCR Loans, House Hacking, and What to Avoid

Five strategies producing real returns in a high-rate environment: DSCR loans on short-term rentals (1.25+ DSCR target), house hacking with FHA 3.5% down, fractional platforms from $100 (7–12% annualized), tax liens at 8–36% statutory interest, and commercial REITs at 15–25% NAV discount.