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Thomas Walsh
Legal Services & Insurance Editor
One Cancelled Flight Cost Me $1,400. Now I Always Get Travel Insurance First.
Trip cancellation, medical emergencies, lost luggage, and flight delays — covered for less than you'd spend on airport food
My flight was cancelled 2 hours before departure. The hotel was non-refundable. The airline offered a $200 voucher. Total loss: $1,400. I'll never travel uninsured again.
Most credit cards offer minimal travel protection — and airline vouchers won't cover your hotel, tours, or lost wages. Faye Travel Insurance covers trip cancellation, emergency medical care abroad, lost/delayed luggage, and flight delays — with a modern app-based claims process and 24/7 support. Plans typically cost 4–8% of your trip value.
Trip cancellation, medical emergencies, lost luggage, and flight delays — covered for less than you'd spend on airport food
What People In This Situation Say
3 commentsSaved $780 on my annual premium just by using the comparison tool. 5 minutes, better coverage than my old policy.
298 people found this helpful
After a fender-bender my rates jumped 40%. This tool found 4 providers who didn't penalize me as hard.
234 people found this helpful
New driver. Everyone said insurance would be brutal. Found a rate 30% lower than my parents' broker quoted.
176 people found this helpful
What We Found
The $8 travel insurance decision that saved me $1,400 last summer — here's exactly what I bought
How It Works
Does travel insurance cover COVID cancellations?
It depends on the specific policy and reason for cancellation. "Cancel for Any Reason" (CFAR) add-ons provide the broadest coverage, including COVID-related cancellations. Standard trip cancellation typically covers illness requiring a doctor's note. Check Faye's current policy terms for specific COVID coverage language.
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1 Option — Compared on Price, Evidence, and Fit
Faye
100% digital travel insurance with 24/7 claims support from anywhere
Available in
US
Offer type
One-time
Free quote · Instant coverage
Read our full review →By the Numbers
Frequently Asked Questions
Does travel insurance cover COVID cancellations?
It depends on the specific policy and reason for cancellation. "Cancel for Any Reason" (CFAR) add-ons provide the broadest coverage, including COVID-related cancellations. Standard trip cancellation typically covers illness requiring a doctor's note. Check Faye's current policy terms for specific COVID coverage language.
When should I buy travel insurance?
Buy as soon as you book — not at the airport. Purchasing within 14 days of your initial trip deposit usually unlocks the most benefits, including pre-existing condition waivers and CFAR eligibility. Waiting until departure day significantly limits your coverage options.
Is travel insurance worth it for a domestic trip?
For short domestic trips under $500, it's borderline. For anything over $1,000 in non-refundable bookings, or any international travel, it's almost always worth it. Medical emergencies abroad — especially hospitalizations — can cost $20,000–$100,000+ without insurance.
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Faye — 100% digital travel insurance with 24/7 claims support from anywhere
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